You've heard the promises: retire in your 30s, live on beachfront property, never worry about money again. But behind the headlines, FIRE (Financial Independence, Retire Early) is a much quieter, more achievable idea—it's about building a life that aligns with your values, not someone else's definition of success. This handbook strips away the hype and shows you a realistic, judgment-free path. You'll learn how to calculate your 'enough' number, design a spending plan that actually feels good, invest with confidence (even if you've never bought a stock), and boost your savings rate without feeling deprived. Whether you dream of early retirement, a career change, or simply more breathing room, this book gives you practical steps, real examples, and the clarity to move forward at your own pace. No gimmicks, no extreme frugality, just a calm, proven framework. Part of The Practical Money Library.